*Smith Brothers Visa Disclosures
**Smith Brothers Reward Program
Terms and Conditions

 

Your Smith Brothers Visa Platinum Card, issued by National City Bank, comes with these great features!

You’ll earn 10 points for every $1 in qualifying net purchases at Smith Brothers. When you earn 2,500 points, you’ll receive a $10 Smith Brothers Reward Certificate.**

You can use your Reward Certificates for purchases from our catalog – including saddles, show blankets, apparel, books or whatever you want. There’s no limit to the number of Reward Certificates you can earn!

  • No Annual Fee
  • 0% APR* on transferred balances for the first 6 billing cycles from account opening. Once the introductory period ends, you’ll enjoy a variable APR. See the Visa Disclosures link for current rates and full details. The introductory 0% APR does not apply to Purchases or Cash Advances. Payments will be applied to pay off low APR balances before paying off higher APR balances, which means if you make Purchases, they may accrue finance charges.
  • $0 Fraud Liability
  • Automatic rental car insurance
  • FREE online access to your credit card account
  • Common Carrier Insurance

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    * This promotional 0% APR balance transfer offer is subject to increase if any payment is received after the due date, you make a payment that is not honored by your financial institution or you close your account. The Smith Brothers Visa Platinum card is issued by National City Bank, Cleveland, Ohio and use of the credit card is subject to the terms and conditions of your credit card agreement. National City has the right to change your terms, rates and fees for any reason in accordance with the credit card agreement and applicable law. See the Visa Disclosures link for important rate, fee and other cost information.

    ** See the Reward Program Terms and Conditions link for restrictions and limitations. National City reserves the right to change or limit the terms of the Reward Program.



 
 

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